Acceptable use policy

2.1

violates any law or government regulation, or promotes or facilitates such by third parties;

2.2

violates any rule or regulation of our Acquiring Bank or a Network;

2.3

is fraudulent, deceptive, unfair or predatory;

2.4

causes or threatens reputational damage to us, our Acquiring Bank or any Network;

2.5

involves any of the business categories listed in Section 3 below.

3.1

is restricted or characterised as being prohibited or unlawful by any governmental authority in the Islamic Republic of Pakistan.

3.2

relates to the sale and/or purchase of:

3.2.1

banned narcotics, steroids, certain controlled substances or other products that present a risk a consumer's safety;

3.2.2

blood, bodily fluids or body parts;

3.2.3

burglary tools;

3.2.4

counterfeit items;

3.2.5

illegal drugs and drug paraphernalia;

3.2.6

fireworks, destructive devices and explosives;

3.2.7

identity documents, government documents, personal financial records or personal information (in any form, including mailing lists);

3.2.8

lottery tickets, sweepstakes entries or slot machines without the required license;

3.2.9

offensive material or hate speech or items that promote hate, violence, racial intolerance, or the financial exploitation of a crime;

3.2.10

police badges or uniforms;

3.2.11

chemicals;

3.2.12

recalled items;

3.2.13

prohibited services;

3.2.14

unlicensed financial services, stocks or other securities;

3.2.15

stolen property;

3.2.16

items that infringe or violate any copyright, trademark, right of publicity or privacy or any other proprietary right under the laws of any jurisdiction;

3.2.17

sales of currency without a license, certain cryptocurrency operators;

3.2.18

obscene material or pornography;

3.2.19

certain sexually oriented materials or services;

3.2.20

firearms, firearm parts or accessories, ammunition, weapons or knives; or

3.2.21

any product or service that is illegal or marketed or sold in such a way as to create liability to Safepay.

3.2.22

is restricted or characterised as being prohibited or unlawful by any governmental authority in the Islamic Republic of Pakistan.

4.1

If, in our sole discretion, we believe that you may have engaged in any violation of this Acceptable Use Policy, we may (with or without notice to you) take such actions as we deem appropriate to mitigate risk to Safepay and any impacted third parties and to ensure compliance with this Acceptable Use Policy. Such actions may include, without limitation:

4.2

Blocking the settlement or completion of one or more payments as allowed to us under our Terms of Service and Use;

4.3

Suspending your Safepay Accounts as allowed to us under our Terms of Service and Use;

4.4

Terminating your Safepay Accounts as allowed to us under our Terms of Service and Use;

4.5

Taking legal action against you;

4.6

Contacting and disclosing information related to such violations to (i) persons who have sold/purchased goods or services from you, (ii) any banks or Networks involved with your business or transactions, (iii) law enforcement or regulatory agencies, and (iv) other third parties that may have been impacted by such violations;

4.7

Imposing against you any fees, penalties, assessments or expenses (including reasonable attorneys’ fees) that we may incur as a result of such violations, which you agree to pay promptly upon notice.

5.1

Each Acquiring Bank and/or Network has its own rules, regulations and guidelines. You are required to comply with all applicable Network Rules that are applicable to merchants. Each Acquiring Bank and/or Network reserves the right to amend the Network Rules. We will inform you if these impact you.

5.2

We may need to update, modify or amend this Agreement. We reserve the right to make changes to this Agreement by giving Notice in accordance with our Terms of Service and Use.